GYC Insights

An extensive library of financial articles rooted in research and data-science, written with the experience of decades in the industry.

Bruce Tan Bruce Tan

When Less Is Not More

Many professional managers of capital and traders will boast of their ability to pick that winning stock or sector. Don’t lose out returns by making a guess. Invest the time-tested way.

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Carl Chay Carl Chay

All In or Out?

Today, we are able to track market performance in near real-time. This sometimes allow prices to lead us in deciding whether to buy or sell our investments. But actually, one of the most important factors in making this decision is when you need your assets.

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Carl Chay Carl Chay

The Biggest Mistake

There are academically proven ways to have a positive investment experience. Likewise, there are consistent ways in which people fail in investing; it’s usually a case of either selling in a panic, or failing to invest due to fear.

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Bruce Tan Bruce Tan

The Math of Gains & Losses

The gains required to recover losses increases with deeper losses, and on average, it can take 5 years just to breakeven from a -40% loss. How can you structure your portfolio to reduce the probability of experiencing deep losses?

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Bruce Tan Bruce Tan

Thinking of Switching Up Your Investments?

Making changes to your portfolio can go one of two ways, so the question is: How confident are you that you new allocation would reap benefits? Switch your investments only when there is a real need to.

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Bruce Tan Bruce Tan

Should I hold 30, 300, or 3,000 stocks?

Unless your stock picking skills or luck is exceptional, then you would be better off not banking on the off-chance you manage to buy 2.39% of stocks in the market that accounted for all net global wealth creation.

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