Headlines may talk about the gold and silver collapse, along with fears surrounding strengthening JPY, sell-offs in Japanese Government Bonds, and uncertainty around the USD. Yet market signals still point to a healthy economy.

Given US politics and uncertainty, it seems unclear whether US growth can continue or whether it will decline. Historically, the decline of a superpower takes time to occur. Ensure that your investments are robust enough to go the distance through changing regimes.

Did you know a perfect market timing strategy was actually discovered through Nobel laureate Robert Merton's work? However, executing it in reality posed some challenges

Most financial forecasts have been wrong, and for the past 3 years alone, making decisions based on them could’ve resulted in an opportunity cost of 42% in total returns (S&P 500)

On 3 Jan 2026, the US military executed Operation Absolute Resolve, an incursion to kidnap the president of a sovereign country. While geopolitical crises can be disruptive to the global economy (and even financial market performance), research shows it is typically is a short-lived short-term reaction.

It can be a bit overwhelming how much can happen in such a short span of time. Regardless, our philosophy — built on evidence and research — remains the same.

40% of the world have less than $10k in total assets, with a quarter of these people living in poverty. Whilst there is no official poverty line in Singapore, we are not spared from this statistic either.

By incorporating an income generation asset allocation, inheritance can potentially provide a monthly income (e.g. $4k/month) for decades with the ending capital remaining almost the same as the start, despite enjoying $48,000 per year in payouts.

Assets that promise high-yields but fail to deliver, dividends that can be paused at any time, and a fear that they have started all too late. These can contribute to sub-optimal retirement outcomes.

Surveys show that simple, consumer, and investor sentiment are all down. There seems to be pessimistic reports all around, from Yahoo finance to Reuters. The data begs to differ.

The top 10 biggest stocks currently account for a record 41% of the S&P 500’s market cap. Does this mean that markets are riskier than it has ever been?

Studies show that every single year, there will be a point in time where stock returns are negative, even that year ends up positive — which happens 76% of the time

All else equal, a diversified portfolio is likely to lead to good outcomes for investors and lower the risk of ruin in aggregate.

Every era had its bubble — AI & Tech might be today’s version. But we will never know for sure until it bursts. The important question to ask yourself is this: Which regret is worse — missing out on gains or suffering big losses?

World stocks outside of the U.S. are up +26.98% this year. The S&P 500 Index, +18.36%. But far more stocks declined in value than increased, 398 vs. 103 respectively. What does this mean moving forward?

Ironically, in F1, sometimes you don’t have to be the fastest to win. In the 2011 Canadian Grand Prix, often hailed as one of the most chaotic and dramatic races in F1 history. Jenson Button and his team showed that by playing the long game well you can secure victory — and that’s how it is in investing as well.

Is everything in order for 2025? Here’s a quick guide of things to look out for before the year end.

Here’s the truth we’ve learned: getting rich can be due to luck; staying rich is discipline. The real proof of wealth isn’t the photos you post on social media — it’s what you don’t do after you win.