When it comes to stocks, there are only two circumstances that leads directly to long-term decline: Recession and Financial Crises. In fact, certain data suggests that crisis events actually present good investment opportunities.

It can certainly be stressful to read about the middle eastern conflicts. With concerns about possible spikes in energy prices and inflation, is this a replay of the 2022 bear market?

Every month has had their own significant event this year, but in June we find that markets are almost back to where they started. Investors cannot afford to sit out of the market indefinitely.

Many wealthy individuals who lose everything do so by sticking to the ways they became wealthy in the first place: Concentrating all of their money into one or two investments. (photo is AI generated by artist Arteficialismo)

The Volatility Index just experienced its biggest crash of all time. Is there a connection to Liberation Day? What does this then mean for markets moving forward?

Many investors are worried by the May 16 news that Moody’s downgraded the US government’s debt from AAA to AA. What headlines will usually leave out is that the other 2 ratings agencies did so years ago (S&P, Aug 2011. Fitch, Aug 2023)

The price of gold has done nothing but go up since 2023. Possible reasons include central banks, tariffs, USD depreciation, recession risks, etc. The common theme for these reasons? Uncertainty in financial markets.

A survey of investor expectations of the stock market showed that the general consensus that now is not a good time to invest, with the recent tariff turmoil, high uncertainty, and low returns. The funny thing is the response was the exact opposite barely 3 months earlier.

The appreciation of SGD can create a strange situation where you have relatively increased buying power, while also likely experiencing a decrease in your portfolio returns. Are your portfolios poised to handle these fluctuations?

While recent news will often highlight the US trade deficit on goods, a fact that is often not talked about is how the U.S. dominates in services, being the largest services exporter in the world.

The Death Cross showed up last Thursday for the first time since Jan 2023. What does the data say about the near future of markets?

Bonds, an effective diversifier to equity market losses. Enter 2022 with double-digit losses. US stocks dominating market returns, outpacing international markets in 12 out of the last 15 years. Enter 2025, currently -10%, with a maximum decline of -19.2%. There is no market rule that won’t be broken eventually.

After years of recession forecasts, is the recession finally here? Currently it’s too soon to say, but it seems like investors expect is that tariffs would affect company earnings over the next year.

The announcement and the varying severity of the tariffs do not appear to be well thought out, and as a funny factoid, included obscure islands with zero humans and only penguin inhabitants. What does this brashness mean for markets?

Snappy headlines concerning markets have been rampant, with mixed reports about the future of the US economy — is your portfolio going to be alright?

Like mountain climbing, the descent into retirement can be dangerous without a guide. But with a skilled adviser and the right tools, it can be an exciting journey —not a stressful one.

Markets always swing between fear and euphoria based on the prevailing news. A well-thought-out investment plan and proper portfolio construction will help you to stay seated during uncertain times and cut through the market noise.

Many investors are overly fearful of being wrong, so they are late to invest in markets with great potential. At GYC, our data-driven approach cuts through the noise and we are positioned to capitalise on opportunities when they arise and nimble enough to respond if conditions deteriorate to conserve capital.