GYC Insights
An extensive library of financial articles rooted in research and data-science, written with the experience of decades in the industry.
The Market Doesn’t Care About Your News Feed
The US-Iran conflict is far from over; fresh attacks last week have markets on edge again. Despite all of this, corporate earnings this quarter are coming in at their strongest level in years.
Chasing Shrinking Money
Are you keeping up with Shrinkflation?
Cost of living is rising faster than ever before. With limited resources, you should ensure your cash is working as hard as you.
Well-Oiled Portfolio
Portfolio vs Cost of Living
The real cost-of-living impact is a shock to your monthly expenses. It is not the same shock to a well-constructed investment portfolio. They move differently.
Sailing Through 2026Q1
Whirlwind of Geopolitics, Steady Portfolio.
March 2026 saw volatility in Global Stocks and Global Bonds. But in every storm, the eye is calm. That’s where Global Yield Capture comes in.
Retiring During Uncertainty
Should I retire or wait?
Retirement can feel overwhelming, especially when markets are volatile and global news seems relentless. The key steps are simple: know how much you need, diversify your investments globally, manage risk carefully, and start as early as possible. This is when risk management takes a front seat.
New World Order?
The world is changing — is your portfolio keeping up?
History reminds us that superpowers have always risen and fallen, bringing shifts in trade, money flows, and reserve currencies along with them. Regularly adapting your portfolio to reflect today's world — not yesterday's — is key.
Conflict Signals to Watch
While early data shows pressure building, recession risk and financial stress remain contained for now. We continue to monitor key indicators closely and stand ready to adjust portfolios if conditions point to a more prolonged and adverse environment.
Cut Through The Noise
Markets over the past few weeks have been swinging on the ongoing war and oil headlines. Don’t be swayed by the noise.
AI Won’t Break the Economy
AI investing is actually not new and has historically underperformed. Research shows that AI models tend to amplify human biases, these include confirmation, anchoring, and recency biases — all well-researched behavioural finance issues that negatively impact an investor’s decision-making clarity.
Don’t Lock It Up: A Better Place to Park Cash
If you’ve been using fixed deposits (FDs) or MAS T‑bills to park spare cash, you’re not alone.
The Problem with Perfect Winners
For the last few years, the “Magnificent 7” have felt like the market’s VIP table. While there are unquestionably exceptional businesses, investing isn’t only about admiring the quality of a company. It’s about the relationship between quality, expectations, and price.
Conflict Watch: Markets & Your Money
We can’t predict how the conflict will evolve or where oil prices will go next, but we can watch the indicators that historically matter most for markets. Let’s dive into what the data has to say
War Headlines, Market Volatility — What To Do
War or other geopolitical events may lead to short-term shocks it rarely defines them for long. Unless a recession and or a financial crisis is mixed into the picture, short-term dislocations can present an investment opportunity.
The Fastest Horse Can Stumble if it Runs Blind
Things keep becoming more expensive and AI is the new hot topic of investment. Remember, historically, booms often carry the seeds of busts. Not because the technology is deemed useless, but because prices run ahead of reality. In investment, discipline is more important than speed.
A Market That Rotates, Not Breaks
Despite notable pullbacks in some of the largest technology names, broader markets have continued to experience growth; nothing in the data points to a sudden breakdown in economic activity.
Gold Pop Yen Shock
Headlines may talk about the gold and silver collapse, along with fears surrounding strengthening JPY, sell-offs in Japanese Government Bonds, and uncertainty around the USD. Yet market signals still point to a healthy economy.
The US Superpower
Given US politics and uncertainty, it seems unclear whether US growth can continue or whether it will decline. Historically, the decline of a superpower takes time to occur. Ensure that your investments are robust enough to go the distance through changing regimes.