Having wealth does not always mean being ready for retirement. As more Singaporeans expect to work beyond retirement, a growing number are discovering that the problem is not always a lack of wealth, but where that wealth sits.

The market’s most exciting trades have driven much of this year’s gains. History suggests that should make investors more cautious, not less.

To Buy SpaceX or Not?

If you dig through history, most IPOs underperform the market in their first few years, and the worst outcomes happen during IPO waves. Excitement is not an investment thesis.

Do you remember?

The last time the STI peaked, in October 2007, it took 17 years to break back above that level. If much of your wealth is in Singapore, it is time to reconsider.

What happens as Kevin Warsh is the new Fed chair?

While headlines suggest that interest rates in Singapore would likely be affected, the impact is much smaller than they suggest. With US inflation numbers coming in, rates may likely rise instead of fall.

Is CPF enough to retire well?

When you crunch the numbers, CPF payouts are simply able to only keep you alive at the bare minimum. We explore some ways Singaporeans approach this problem and identify a reliable one.

The US-Iran conflict is far from over; fresh attacks last week have markets on edge again. Despite all of this, corporate earnings this quarter are coming in at their strongest level in years.

Are you keeping up with Shrinkflation?

Cost of living is rising faster than ever before. With limited resources, you should ensure your cash is working as hard as you.

Portfolio vs Cost of Living

The real cost-of-living impact is a shock to your monthly expenses. It is not the same shock to a well-constructed investment portfolio. They move differently.

Whirlwind of Geopolitics, Steady Portfolio.

March 2026 saw volatility in Global Stocks and Global Bonds. But in every storm, the eye is calm. That’s where Global Yield Capture comes in.

Should I retire or wait?
Retirement can feel overwhelming, especially when markets are volatile and global news seems relentless. The key steps are simple: know how much you need, diversify your investments globally, manage risk carefully, and start as early as possible. This is when risk management takes a front seat.

How do we find the calm in a raging storm?

The world is changing — is your portfolio keeping up?

History reminds us that superpowers have always risen and fallen, bringing shifts in trade, money flows, and reserve currencies along with them. Regularly adapting your portfolio to reflect today's world — not yesterday's — is key.

While early data shows pressure building, recession risk and financial stress remain contained for now. We continue to monitor key indicators closely and stand ready to adjust portfolios if conditions point to a more prolonged and adverse environment.

Markets over the past few weeks have been swinging on the ongoing war and oil headlines. Don’t be swayed by the noise.

AI investing is actually not new and has historically underperformed. Research shows that AI models tend to amplify human biases, these include confirmation, anchoring, and recency biases — all well-researched behavioural finance issues that negatively impact an investor’s decision-making clarity.

If you’ve been using fixed deposits (FDs) or MAS T‑bills to park spare cash, you’re not alone.

For the last few years, the “Magnificent 7” have felt like the market’s VIP table. While there are unquestionably exceptional businesses, investing isn’t only about admiring the quality of a company. It’s about the relationship between quality, expectations, and price.