News about a stock market bubble has investors worried about a crash. Singapore property, crypto (bitcoin), and the recent popularity of the private asset market, specifically Payment-in-Kind (PIK) financing, could all be possible bubbles — but could they also continue their march upwards?

Get ready as Aug and Sep represent the two worst months in a calendar year for market returns. This typically represents a good opportunity for allocation for long term investors.

Even as SG 60 approaches, remember that the stock market is way bigger than our little red dot, with the Singapore stock market representing a mere 0.5% of the total world stock market. Our FTSE Straits Times index is represented by only 30 Singapore stocks.

When it comes to stocks, there are only two circumstances that leads directly to long-term decline: Recession and Financial Crises. In fact, certain data suggests that crisis events actually present good investment opportunities.

It has been proven time and time again that we are unable to predict the future. How then can we prepare for the financial impact of unforeseen events? (i.e. GFC, Covid, Rate hikes, etc.)

Roughly a third of equity funds were gone after 10 years. Are your assets invested in a strategy that can outlive you?

The recent pullback came back as expected, with many economics calling for it to be just the beginning of a larger correction. But when considering several points of data, market signals, and financial evidence, we believe this presents an opportunity get into the market and supercharge those long-term returns.

Higher interest rates means a higher cost of borrowing for both you and companies, but it also means better opportunities to grow your savings through instruments like T-bills and our Capital Holding account

Several Bitcoin ETFs have been approved the listing and trading for US investors (No MAS approval yet), but a look at its price chart shows an eerie resemblance to a typical asset bubble pattern.

Data and research shows reaching a new high doesn’t mean the market will then retreat — more often than not, returns 1, 3, and 5 years after new highs are pretty similar to all other months.

Most forecasts by well-known financial institutions for 2023 early last year were gloomy and foreboding, and ended up being way off the mark, with global stocks ended the year at +20%. So what should we expect in 2024?

It can be a bit overwhelming how much can happen in such a short span of time. Regardless, our philosophy — built on evidence and research — remains the same.

Whilst many investors sometimes seek to alter their investment allocations to try to tap onto new growth areas or ideas in an effort to seek higher returns, not all of these deviations result in higher returns. Very often, it leads to worse outcomes.

Did you know that recession announcements tend to be extremely late? Often by the time they are called, the stock market would already have bottomed and is on its way to recovery.

Despite what multiple news sources suggests, more than half a century of data have not found a discernible relationship between bond yields and stock returns. It would be wise not to make changes based on short-term speculation.

Principles and values are a steadying force in life, and the same goes for investing. They help to establish your investing philosophy, and can help steady you during market sell-offs or times of volatility.

Getting a good investment outcome is not about getting a leg up on the competition. Superior skill or intellect (measured in IQ) does not lead to superior investment outcomes (quite the opposite in fact).

Recent market weakness has many investors worried about what it could mean for their returns, but in the long run, sell-offs and the volatility that globally diversified investors face are just small speed bumps in your goal.