The world is changing — is your portfolio keeping up?

History reminds us that superpowers have always risen and fallen, bringing shifts in trade, money flows, and reserve currencies along with them. Regularly adapting your portfolio to reflect today's world — not yesterday's — is key.

It can be a bit overwhelming how much can happen in such a short span of time. Regardless, our philosophy — built on evidence and research — remains the same.

Even as SG 60 approaches, remember that the stock market is way bigger than our little red dot, with the Singapore stock market representing a mere 0.5% of the total world stock market. Our FTSE Straits Times index is represented by only 30 Singapore stocks.

It can be a bit overwhelming how much can happen in such a short span of time. Regardless, our philosophy — built on evidence and research — remains the same.

Whilst many investors sometimes seek to alter their investment allocations to try to tap onto new growth areas or ideas in an effort to seek higher returns, not all of these deviations result in higher returns. Very often, it leads to worse outcomes.

Buying to hold blue chips stocks for the long term is quite common advice, but data shows that in the long run only a handful of them retain their value, let alone increase it. Why is this so?

After a depressing 2022 for investors, many prepared for the most widely anticipated recession in history. And yet, markets have defied the bad news by having a decent 1H 2023, with double-digit returns for global stocks.

The world economy changes across different time periods, shifting with changes in political power and other disruptions. Your investment portfolio should be constantly and consistently rebalanced to the latest accurate representation of what the world’s investible market is.

Banking crises have happened since the 1840s and the collapse of key players in the financial ecosystem often which lead to widespread panic and a scramble to preserve capital. The question on everyone’s minds is: ‘Is my money safe?’

The longer your investment horizon, the higher your chances of getting a positive investment return. But exactly how long are we talking about? Using one of our portfolios as an example, let’s take a look at some numbers.

Investment opportunities exist all around the globe, but the results of global stock returns seems almost random, and even purported positive news for countries do not always correlate to good investment performance.

As the year comes to end, we will see financial institutions and managers publishing their predictions and outlooks for 2023. How reliable are these forecasts?

When it comes to money, many don’t cater enough margin of safety. Just like buying travel insurance before a holiday, or having a wet-weather plan for an outdoor event, your financial plan should have some contingencies and room for unforeseen circumstances.

A study found that 70% of families lose all of their wealth by the second generation, with that number increasing to 90% the third generation. There are many books or strategies written teaching you how to get rich, but how do you actually protect your riches when you get to where you want to be?

Many investors worry that the present market environment of rising interest rates will decrease equity valuations and therefore lead to relatively poor equity market performance over the next year or more. From a theoretical perspective, how do these rate hikes affect the market?

Lately, financial media have been pushing out opinions from billionaires, banks, investment managers and just about anybody who wants to appear smart, on the breadth, depth and scope of the “upcoming recession”. So what does all of this mean to you and your money?

Human beings are wired to have emotions — but relying on them to guide decisions may not always pan out. Here are some steps you can take to help you set your emotions aside and build confidence in your investing approach, no matter how the markets are doing.

In April 2022, Singapore’s core inflation rate reached new heights — the highest it's been in a decade — with this in mind, sometimes playing it too safe in your investments can be a risk in itself.