Money can’t buy happiness, can it? A certain study calculated that happiness in Singapore will cost around S$62,233/year ($5,186/month).

The biggest predictor of happiness is healthy relationships, but it’s a fact that you very much still need money in life to survive. Financial planning is necessary so you can focus on the things that make you happy and lead more fulfilling lives.

Bucketed portfolios of money can help you settle short-term and long-term needs, but often can be a bit of a hassle. However, there is a way to gain those advantages in a fuss free manner by integrating them into a single portfolio.

The longer your investment horizon, the higher your chances of getting a positive investment return. But exactly how long are we talking about? Using one of our portfolios as an example, let’s take a look at some numbers.

Most people save and invest for specific life goals like owning a bigger home, sending their children to elite institutions, and preparing for the day that you no longer have to go to work. So what happens if right at the time you needed the money, the market takes a turn for the worse?

How is your net worth distributed now, and is it inflation-proof? Inflation is dubbed ‘the silent killing of retirement planning’. GYC weighs in on an article that was featured on Channel News Asia (CNA).

There are many ways you can go about it , but here are a few simple ways you can to maximise your savings before 2023 arrives.

Everyone knows about Warren Buffett as an excellent investor and probably you do too. But if all you’re trying to do is to mimic his investment process, then you are missing the forest for the trees.

We all know that we should set some money aside for a rainy day, however, many of us may not know where to start. Covid has jolted many Singaporeans to develop healthier saving habits. Here are some helpful ways to think about saving.

When it comes to money milestones, the first million is often the prize that many Singaporeans fixate on. Short of striking the lottery, what are some ways to achieve what many consider the holy grail for retirement funding?

With investors scrambling to add different asset classes into their portfolios to equal their returns to that of 10-20 years ago, they may be exposed to higher volatility than the past as well.

Majority of people generally transfer their assets only when there is an onset of cognitive decline. However, the delayed timing could bring about significant repercussions to your hard-earned assets.

When investing, very often we concern ourselves with more visible risks, but inflation is a silent killer. If you do not manage your money and savings well, it will slowly push your desired/ideal lifestyle out of reach. What steps can we take to combat the inflation risk?

Strategies which reach for yield often lead to heightened volatility and magnified losses during times of market stress, and if emotions get the better of them, investors will inadvertently sell the assets at the worst possible time.

Having some flexibility in your drawdown rate can ensure that your invested funds will last you as long as you need

There’s a lot of information out there on how to prepare for retirement. We’ll help you break it down.

Have you thought about how you’ll spend your retirement? It’s never too early to start planning!

Three things are certain in life: death, taxes and inflation.