
GYC Insights
GENERAL ACCESS
A sampling of our financial articles rooted in research and data-science, written with the experience of decades in the industry.
The Obstacle to Overcome for Investment Success
2 of the biggest mistakes you could do in investments are, (1) trying to perform for others, and (2) copying a strategy that might work for someone else but is just wrong for you.
Divi-Then, Now What?
Research shows that the best performing funds are often the ones that do not pay dividends. In fact, it is the highest dividend paying funds that underperform those that pay no or low dividends.
The Hidden Cost Behind Passive Investing
Assets managed by passive investment strategies in the U.S. ($13.29T) have exceeded the those under active management, amounting to 13.28 Trillion dollars. However, this means that more investors are exposed to an inherent problem with passive investing.
Have You Considered FX Effects
Policy makers have many reasons to weaken or strengthen the local currency. Arguably the most prominent consideration would be Singapore’s import/export sector. But how much does the shifting value of our currency affect your global investments?
Bear Markets Have a Habit of Bearing Fruit
Many investors may feel uneasy over news that the US is currently in a bear market, but what exactly is a bear market? What does that mean for your goals and dreams? Is it a signal to sell or buy? The uncertainty and the weight of not knowing what to expect is very often too much for many investors to bear.
$1M By The Time You Retire: Part 2 of 3
In the second part of our series, we’ll throw a spotlight on CPF — the compulsory savings and pension plan for working Singaporeans and permanent residents.