The longer your investment horizon, the higher your chances of getting a positive investment return. But exactly how long are we talking about? Using one of our portfolios as an example, let’s take a look at some numbers.

An overwhelming number of recession forecasts do not necessarily mean a recession is certain, but if major recessions of the past has shown us anything, it’s that investments still can make decent and even better returns.

Across history, the large majority of professional investors were unable to beat the market. Passive investment allocations have blown up over the past 4 decades while professional managers fight to highlight the benefits of their own strategies. Which side of are you on?

Investment opportunities exist all around the globe, but the results of global stock returns seems almost random, and even purported positive news for countries do not always correlate to good investment performance.

Following the transition into the new year, many use this time to take stock of both their personal and financial life. As such, this is also when many review their investments and decide which ones to hold onto and which ones to cut.

Prices in the Market constantly change based on what’s happening at the current moment and what investors think could happen in the future. Don’t be bogged down by what happened last year and instead, look ahead.

From 2000-2009, the U.S. stock market went through a period famously known as the lost decade. Because after a 10-year investment period, you would experienced a loss of -9.1%. However, a globally diversified strategy over the same duration tells a different story.

2022 was one of the worst years for bond returns. Conservative investors with larger bond allocations in their portfolio would have suffered large paper losses in the face of the fastest interest rate hiking cycle in history. But these losses could mean additional future returns.

When it comes to investing knowing how much you’re going to receive at the end will definitely be a useful in planning for the future, but returns are always a range of possible future outcomes. How do we lower the variation in that range for a more concrete figure?

Most people save and invest for specific life goals like owning a bigger home, sending their children to elite institutions, and preparing for the day that you no longer have to go to work. So what happens if right at the time you needed the money, the market takes a turn for the worse?

You may have heard advice or read articles about the opportunity cost of missing the best days in the market. But did you know that 39 out of the 50 best days occurred within a relatively short period of time of high market volatility?

At our recent client event, we were happy to have an overwhelming response to our 5-question quiz. Within these answers include important tidbits for investors and Singaporeans — How many of these would you have guessed correctly?

We shouldn’t automatically assume what has happened before, will happen again; however, what has happened in the past can serve as a guide on what to expect. With 2022 having recorded a double-digit loss for investors, what should we expect for 2023 and beyond?

For the the first time in nearly 50 years, both stocks and bonds were down by double digits (2022). Over the past few years, from lockdowns to re-openings and adapting to drastic changes in our lifestyles and behaviour. Now we’re in 2023; how’re you doing?

Losses typically make investors nervous about the future, with many assuming that 2023 will merely be a continuation of the trend markets experienced the previous year; but what does the data say about negative annual returns on equities over the long history of stock markets?

While most would not have experienced losses in 2022 as large as the Russian market, the drawdowns in some other markets have been eyebrow-raising to say the least. Thankfully, there are some actions that will make your portfolio more resilient against such losses.

As the year comes to end, we will see financial institutions and managers publishing their predictions and outlooks for 2023. How reliable are these forecasts?

One of the key themes that defined 2022 has been high inflation —something foreign to many investors over the past 2 decades. Is your investment portfolio suitably positioned if there’s a prolonged high inflation regime?