Money can’t buy happiness, can it? A certain study calculated that happiness in Singapore will cost around S$62,233/year ($5,186/month).

Short-term price movements of stocks and bonds can be noisy and volatile, but eventually, prices tend to return to the trend of the long-term fundamental value of assets.

“Don’t panic” and “Invest when markets are down” is usually easier said than done. Going through volatile markets can feel like a really long time, but when zoomed out, it is but a mere blip in history.

The S&P500 has been declared to be in a new bull market, rallying almost +24% off its October low, with Global stocks close behind (+20%). You usually see shoppers rush to take advantage of discounts but when stocks are beaten down in price, investors dump their positions. When prices rise, investors get more excited, dive back in and load up on stocks. This is really peculiar behaviour.

AI in investing has actually been around for a bit, some active investors and traders have attempted to get an edge on others through AI tools that retrieve and process data. Is AI able to give investors a leg up against the competition?

Since 2007, investing in the US market has done really well for investors and many have questioned the benefits of allocating to other markets. Let’s take a look at the broader picture.

A new buzzword emerges: Artificial Intelligence (AI). Should we be diving in to invest in this? After all, they could be the next big thing like Google or Apple — but it is not the first time that the human race has developed something new and exciting.

The world economy changes across different time periods, shifting with changes in political power and other disruptions. Your investment portfolio should be constantly and consistently rebalanced to the latest accurate representation of what the world’s investible market is.

We all know the adage, “high risk, high return”. However in order to grow your capital, it is not only the returns that matter but the management of risk.

Would prices come down this year or the next? We are unable to really predict for sure — but what is certain is that nothing goes up in a straight line.

There are investors that prefer buying individual bonds as they perceive its ability not to lose value and have a guaranteed maturity compared to bond funds. But are there more cons than pros?

Whenever you have a sum of money to invest, there are many different things to consider. One decision that regularly stumps a lot of people is whether to put all of their money in at once, or to phase it in over time — essentially a form of dollar cost averaging.

Bonds have came back into focus as global central banks have embarked on a rate hike cycle. Are direct bonds the right choice for you?

As an investor, unless you can look past the short-term swings in prices, and focus on the long-term power of markets to create wealth, it will be difficult to stay seated and allow your wealth to grow.

News cycles can be negative, while the stock market continues to trend upwards in 2023. Market sell-offs tend to feed upon itself, culminating in a few days of intense losses — but this is always temporary. Most of the time, bad years are followed by good recovery years.

Many professional managers of capital and traders will boast of their ability to pick that winning stock or sector. Don’t lose out returns by making a guess. Invest the time-tested way.

Blue-chip stocks are typically large companies with good reputations which often inspire the assumption that they will always be around, but even they can fall by the wayside eventually; are you certain that your blue-chip stock will continue to give you the returns over the long-term?

Today, we are able to track market performance in near real-time. This sometimes allow prices to lead us in deciding whether to buy or sell our investments. But actually, one of the most important factors in making this decision is when you need your assets.