The stock market is a tried and tested way to build wealth at the tradeoff of volatility and risk. There are multiple ways to manage both but with SVB’s collapse serving as a cautionary tale, we believe in employing evidence-based protocols.

There are academically proven ways to have a positive investment experience. Likewise, there are consistent ways in which people fail in investing; it’s usually a case of either selling in a panic, or failing to invest due to fear.

The market actually does worse before a recession as compared to during a recession itself, and if you’re holding the right assets, a recession is nothing to be scared about.

The rapid rise of countries and economies in our region often comes the promise of higher-than-expected market returns, albeit with more risk. But what does the data have to say in response to the allure of the Asian Growth Story?

Future economic circumstances are reflected in current market prices. Investing based on today’s news can almost be a year (or more) too late.

While negative returns are part and parcel of investing, it happens less often than you think. The past four years are actually very representative of how markets work in general — positive returns 75% of the time, and losses, 1 out of 4 times.

The biggest predictor of happiness is healthy relationships, but it’s a fact that you very much still need money in life to survive. Financial planning is necessary so you can focus on the things that make you happy and lead more fulfilling lives.

Banking crises have happened since the 1840s and the collapse of key players in the financial ecosystem often which lead to widespread panic and a scramble to preserve capital. The question on everyone’s minds is: ‘Is my money safe?’

The gains required to recover losses increases with deeper losses, and on average, it can take 5 years just to breakeven from a -40% loss. How can you structure your portfolio to reduce the probability of experiencing deep losses?

Rising interest rates have been framed as one of the factors for stock market volatility, drawdowns, and other negative outcomes, but what does the historical data show?

Making changes to your portfolio can go one of two ways, so the question is: How confident are you that you new allocation would reap benefits? Switch your investments only when there is a real need to.

Bucketed portfolios of money can help you settle short-term and long-term needs, but often can be a bit of a hassle. However, there is a way to gain those advantages in a fuss free manner by integrating them into a single portfolio.

Unless your stock picking skills or luck is exceptional, then you would be better off not banking on the off-chance you manage to buy 2.39% of stocks in the market that accounted for all net global wealth creation.

The longer your investment horizon, the higher your chances of getting a positive investment return. But exactly how long are we talking about? Using one of our portfolios as an example, let’s take a look at some numbers.

An overwhelming number of recession forecasts do not necessarily mean a recession is certain, but if major recessions of the past has shown us anything, it’s that investments still can make decent and even better returns.

Across history, the large majority of professional investors were unable to beat the market. Passive investment allocations have blown up over the past 4 decades while professional managers fight to highlight the benefits of their own strategies. Which side of are you on?

Investment opportunities exist all around the globe, but the results of global stock returns seems almost random, and even purported positive news for countries do not always correlate to good investment performance.

Following the transition into the new year, many use this time to take stock of both their personal and financial life. As such, this is also when many review their investments and decide which ones to hold onto and which ones to cut.