GYC Insights

An extensive library of financial articles rooted in research and data-science, written with the experience of decades in the industry.

Carl Chay Carl Chay

Do Dividend Paying Stocks Pay?

Many investors find high dividend paying strategies very compelling due to the supposed protection or higher returns during turbulent environments. However, are these assumptions aligned with the evidence?

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Investing Bruce Tan Investing Bruce Tan

Speaking of Recessions

When people think about impending recessions and its effects on the markets, the response is rarely a positive one. But can data provide a case for the silver lining of recessions?

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Bruce Tan Bruce Tan

Tale of Two Brothers

You don’t need to invest a lot of capital to make good returns, you just have to do it early. The best time to start investing was 20 years ago, the second-best time is today.

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Guest User Guest User

Bear Vs. Bull: The Showdown

Buster Douglas: name that may not be known to many now, but for a moment in time, the entire world knew his name. Overcoming 42 to 1 odds, he knocked out the reigning heavyweight champion of the world, Mike Tyson. What odds are you betting in your life?

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Investing Carl Chay Investing Carl Chay

Bear Market Rally or New Bull?

Markets are a funny animal and has notably risen 10% since our last few articles about bear markets and recession worries. Given what is going on around the world now investment strategists are calling this current market condition a “bear market rally”. So which is it? Bull or Bear?

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What Should I Be Doing in These Uncertain Markets?

The lure of successful trading strategies is seductive, and looking at your portfolio shrink in value during a market downturn can be painful. But many times investors seeking to circumvent the pain or trying to get a leg up in their investments by temporarily shifting away from their long-term strategy will end up trading one source of anguish for another.

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Investing Carl Chay Investing Carl Chay

Should I Invest In This?

It seems like every month, the financial industry churns out an endless array of fresh investment options. Amidst the multitude of products, the choices can seem overwhelming. Fortunately, there is a simple process of evaluating their merits, even if the themes or names of these products change.

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Risk, Investing Carl Chay Risk, Investing Carl Chay

Bear Markets Have a Habit of Bearing Fruit

Many investors may feel uneasy over news that the US is currently in a bear market, but what exactly is a bear market? What does that mean for your goals and dreams? Is it a signal to sell or buy? The uncertainty and the weight of not knowing what to expect is very often too much for many investors to bear.

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Digital Currency, Risk Carl Chay Digital Currency, Risk Carl Chay

Does Crypto Have a Future?

Cryptocurrencies have gained traction as one of the hottest and most speculative investments on the market. While there are stories of great and quick success, lawsuits involving angry crypto investors are piling up following the latest collapse of the wider crypto market.

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