Articles and investment outlooks from Bloomberg to The Straits Times seem to suggest that the spectre of inflation is one to be worried about. With inflation-beating investment solutions being pumped out by institutions like DBS and Schroders, one has to wonder, how big a problem is inflation to my investments?

The final part of our series will look at utilising a Globally Diversified Portfolio to accumulate $1M before you retire and the pros and cons of doing so.

In the second part of our series, we’ll throw a spotlight on CPF — the compulsory savings and pension plan for working Singaporeans and permanent residents.

When it comes to money milestones, the first million is often the prize that many Singaporeans fixate on. Short of striking the lottery, what are some ways to achieve what many consider the holy grail for retirement funding?

With the end of easy money policies from central banks around the world and expectations of rising interest rates, you may be wondering — Should bonds play a role in my investments? In this environment, why hold bonds at all?’ In addition to the wealth of existing peer reviewed academic evidence, a recent machine learning analysis by Vanguard may help to provide some insights.

As we look ahead to 2022, we continue to feel optimistic and happy with the markets. If anything, we have a renewed sense of confidence — our investment beliefs, tenets and philosophy have been tested on numerous occasions during the recent crisis and we are pleased to say that it has all held up well.

Panic selling not only locks in your losses but also puts you at risk for missing the market’s best days, and the impact of missing just a few of the market’s best days can be profound

Crypto has crept from being a bet in the domain of tech lovers and the geeks to the wallets of the mainstream investor. From experienced investors to individuals just beginning their investment journey, many are wondering ‘Are cryptocurrencies something I should look into?’

We can’t dispute that rising costs and inflation are at our doorstep; we could however, argue against the claim that a doomsday outcome on stocks is certain whenever interest rates rise. Let’s see what the data has to say.

In 2020, IRAS brought an estimate of nearly $50B tax revenue. While we are fortunate to benefit from one of the lowest tax jurisdictions in the world, there are ways for us to reduce our taxes even further.

The recent increase in the cost of some goods and services due to the return of demand after closures and lockdowns has surprised some of us and made the news. How exactly does inflation affect stock returns? Let’s take a look at the data.

Investopedia defines ‘Home Bias’ as the tendency for investors to invest the majority of their portfolio in domestic equities. However, putting too much of your money into homegrown companies doesn’t pay off all the time. Diversification spreads your investments among more components and reduces risk in your portfolio.

History was made when a young Isaac Newton discovered the law of gravity when he was was hit on the head by a falling piece of fruit. Does the law of gravity have any bearing on financial markets?

A common question from clients is ‘Should I use my money to reduce debt now or should I start investing and saving first? Can I do both and at what cost?’ A plethora of self-help books and information online either declare debt as a deadly sin or heaven-sent. Let’s look at possible ways to think about it.

When it comes to investing, the biggest elephant in the room is the word — “uncertainty.” No one can say for certain what the markets will do nor is there a crystal ball that’ll show you the outcome of any situation. However, we have provided some pointers that can help you keep things in perspective during this “uncertain” period.

Whilst Buy Now, Pay Later (BNPL) offerings are attractive deals to many, it has the potential to dig deeper holes for many as well.

With investors scrambling to add different asset classes into their portfolios to equal their returns to that of 10-20 years ago, they may be exposed to higher volatility than the past as well.

Majority of people generally transfer their assets only when there is an onset of cognitive decline. However, the delayed timing could bring about significant repercussions to your hard-earned assets.