
GYC Insights
An extensive library of financial articles rooted in research and data-science, written with the experience of decades in the industry.
The Difference Between Trading & Investing
You probably hear more stories of trading success than failure, but robust data and research show that overwhelmingly, traders perform worse than the market. Are the odds stacked against the day trader?
Will The Taper Tamper With Investments?
The last time tapering occurred in 2013, markets wobbled for a while, and bonds - the most badly affected of all asset classes - suffered a significant loss over a short period of time. The event was then dubbed the “Taper Tantrum”. With a fresh round of tapering looming on the horizon, how worried should we be of our investments?
Nerves of Steel
Stocks are one of the few key asset classes that can help you beat inflation in the long run, but with the possibility of growth and returns, come risk and volatility. So, how much of your investments should you allocate to stocks?
Some Investment Terms To Know
If you feel embarrassed about having to look up investment concepts, don’t worry, there are millions of people in the world asking the same questions. Here are some commonly searched investment terms to help you cover the basics and refresh your memory.
Do I Really Need to Own a Property?
With property transactions at mind-boggling rates, you may start to wonder if the next generation has the means to own a home. By considering the three types of benefits of every product and service, you might be able to answer some common questions about property.
What Should I Prioritise First?
Very often, dealing with your own finances is a juggling act and it can be difficult to prioritise which items should come first. Here are four quick tips that can help you balance out your loan payments while saving for something big.
What Does ‘Long-Term Investing ’ Mean?
In the Global Stock Market, when the holding timeframe increases (especially past 10 years), the probability that you’ll walk away with a positive return increases with it, steadily making its way up, and eventually settling at 100%.
Stuck At Home, Time To Trade?
Now that the stock market has risen since the Mar 2020 recession lows, you may be trying to figure out what to invest in right now. However, the reality of successfully timing markets isn’t as straightforward as it sounds.
Does Inflation Affect Me?
When investing, very often we concern ourselves with more visible risks, but inflation is a silent killer. If you do not manage your money and savings well, it will slowly push your desired/ideal lifestyle out of reach. What steps can we take to combat the inflation risk?
Assessing Financial Advice
Financial and investment advice seems to be everywhere these days. For the people looking to kickstart their investment journey, how do you differentiate between advice that will set you down the right path and the wrong one?
Are We In A Bubble?
Identifying a bubble is incredibly difficult, let alone predicting the direction it could go. So, in what future scenario does the asset justify its price?
Financial Tips For Fresh Graduates
Congratulations! You’ve studied hard, completed your exams, and are now armed with your degree or diploma — what now?
Keep Riding Your Bicycle
Staying upright on a bike is much easier when you’re moving, and more enjoyable than frequently having to start and stop. Having discipline in a financial plan is not dissimilar; the ability to reach your destination can be positively impacted by building small, repeatable habits.
When Will Rates Rise Again?
Interest rates will eventually rise and when they do, the transition from a low-yield to a higher-yield environment can lead to capital losses in portfolios and also put pressure on those who have taken up new levels of debt. Are you prepared?
Speed Bump Ahead, Watch Your Speed
The market will eventually pull back — while there are some indicators that allow us to gauge the probability of a correction, we suggest that the best time to prepare yourself for such an event is now.
The Chase For Higher Yields
Strategies which reach for yield often lead to heightened volatility and magnified losses during times of market stress, and if emotions get the better of them, investors will inadvertently sell the assets at the worst possible time.
What The Suez Canal Incident Can Teach Us
The world is more tightly knit and globalised than you may think. Assessing the exposure of an equity portfolio is not just looking at where companies are based, but also about where their revenues are generated.