The longer your investment horizon, the higher your chances of getting a positive investment return. But exactly how long are we talking about? Using one of our portfolios as an example, let’s take a look at some numbers.

An overwhelming number of recession forecasts do not necessarily mean a recession is certain, but if major recessions of the past has shown us anything, it’s that investments still can make decent and even better returns.

Investment opportunities exist all around the globe, but the results of global stock returns seems almost random, and even purported positive news for countries do not always correlate to good investment performance.

Prices in the Market constantly change based on what’s happening at the current moment and what investors think could happen in the future. Don’t be bogged down by what happened last year and instead, look ahead.

2022 was one of the worst years for bond returns. Conservative investors with larger bond allocations in their portfolio would have suffered large paper losses in the face of the fastest interest rate hiking cycle in history. But these losses could mean additional future returns.

Most people save and invest for specific life goals like owning a bigger home, sending their children to elite institutions, and preparing for the day that you no longer have to go to work. So what happens if right at the time you needed the money, the market takes a turn for the worse?

You may have heard advice or read articles about the opportunity cost of missing the best days in the market. But did you know that 39 out of the 50 best days occurred within a relatively short period of time of high market volatility?

At our recent client event, we were happy to have an overwhelming response to our 5-question quiz. Within these answers include important tidbits for investors and Singaporeans — How many of these would you have guessed correctly?

We shouldn’t automatically assume what has happened before, will happen again; however, what has happened in the past can serve as a guide on what to expect. With 2022 having recorded a double-digit loss for investors, what should we expect for 2023 and beyond?

For the the first time in nearly 50 years, both stocks and bonds were down by double digits (2022). Over the past few years, from lockdowns to re-openings and adapting to drastic changes in our lifestyles and behaviour. Now we’re in 2023; how’re you doing?

Losses typically make investors nervous about the future, with many assuming that 2023 will merely be a continuation of the trend markets experienced the previous year; but what does the data say about negative annual returns on equities over the long history of stock markets?

While most would not have experienced losses in 2022 as large as the Russian market, the drawdowns in some other markets have been eyebrow-raising to say the least. Thankfully, there are some actions that will make your portfolio more resilient against such losses.

As the year comes to end, we will see financial institutions and managers publishing their predictions and outlooks for 2023. How reliable are these forecasts?

One of the key themes that defined 2022 has been high inflation —something foreign to many investors over the past 2 decades. Is your investment portfolio suitably positioned if there’s a prolonged high inflation regime?

How is your net worth distributed now, and is it inflation-proof? Inflation is dubbed ‘the silent killing of retirement planning’. GYC weighs in on an article that was featured on Channel News Asia (CNA).

The report card for investing in 2022 is about to be sealed into history. Does your current mix of investments help achieve your financial goals?

There are many ways you can go about it , but here are a few simple ways you can to maximise your savings before 2023 arrives.

With the vast leaps and improvement in technology, we are now able to receive frequent updates of price movements of the investments we buy. This frequent refresh can be both a blessing and a curse — especially when it triggers our behavioural biases.