GYC Insights

An extensive library of financial articles rooted in research and data-science, written with the experience of decades in the industry.

Investing Bruce Tan Investing Bruce Tan

Speaking of Recessions

When people think about impending recessions and its effects on the markets, the response is rarely a positive one. But can data provide a case for the silver lining of recessions?

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Investing Carl Chay Investing Carl Chay

Bear Market Rally or New Bull?

Markets are a funny animal and has notably risen 10% since our last few articles about bear markets and recession worries. Given what is going on around the world now investment strategists are calling this current market condition a “bear market rally”. So which is it? Bull or Bear?

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What Should I Be Doing in These Uncertain Markets?

The lure of successful trading strategies is seductive, and looking at your portfolio shrink in value during a market downturn can be painful. But many times investors seeking to circumvent the pain or trying to get a leg up in their investments by temporarily shifting away from their long-term strategy will end up trading one source of anguish for another.

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Investing Carl Chay Investing Carl Chay

Should I Invest In This?

It seems like every month, the financial industry churns out an endless array of fresh investment options. Amidst the multitude of products, the choices can seem overwhelming. Fortunately, there is a simple process of evaluating their merits, even if the themes or names of these products change.

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Risk, Investing Carl Chay Risk, Investing Carl Chay

Bear Markets Have a Habit of Bearing Fruit

Many investors may feel uneasy over news that the US is currently in a bear market, but what exactly is a bear market? What does that mean for your goals and dreams? Is it a signal to sell or buy? The uncertainty and the weight of not knowing what to expect is very often too much for many investors to bear.

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Investing Carl Chay Investing Carl Chay

One For All or All For One?

Sometimes past success from the concentrated investing in well-known companies discourage investors from diversifying their assets. Unfortunately, this can lead to one of the most well-known cautionary tales in finance:
Tragic declines in wealth resulting from losses in single securities.

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Investing Carl Chay Investing Carl Chay

Mayday in May? Or Come What May

You’ve done everything right: You’ve set a long investment horizon to ensure positive returns, and reduced your equity allocation to make room for bonds to absorb shocks in the market. So what should one do when the invested assets suddenly don’t seem to behave anymore?

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