GYC Insights

An extensive library of financial articles rooted in research and data-science, written with the experience of decades in the industry.

Carl Chay Carl Chay

Bond Investors, Don't Fret

2022 was one of the worst years for bonds in over 40 years but you’re holding good quality and diversified bond investment, the recent volatility means little in the long-run, it could even lead to net positive gains.

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Bruce Tan Bruce Tan

How do I Invest in Today's Market?

The top 8 high growth stocks make up more than a quarter of the S&P 500. A near record high capitalisation. What does this mean for the investing landscape?

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Carl Chay Carl Chay

Maximising Your Cash

Money market instruments have no required duration unlike other traditional fixed income instruments and as of this September this year, provide one of, if not the most, favourable returns for you cash holdings.

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Bruce Tan Bruce Tan

What Happens after Stocks Run Up in Price?

With AI as the new kid on the block , prices of technology stocks have reached new heights. However, is it wise to rely only on companies with very high growth expectations to accumulate longterm wealth?

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Bruce Tan Bruce Tan

Seasonality

Seasonality is by no means a perfect forecasting tool as markets do not follow a script.

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Bruce Tan Bruce Tan

Commodity Protection

With the creation of commodity funds and ETFs, investors of today do not need to own the physical commodity to have access to it. There are a few important things to note when holding them in your portfolio.

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Bruce Tan Bruce Tan

How do Returns Happen?

The average return from global stocks are around 7.5% a year, but investing when markets are depressed helps bump that number up a bit more.

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Bruce Tan Bruce Tan

Your Purchasing Power

When it comes to money, even doing nothing has a cost. Over the last 53 years, the Singapore dollar has lost about 76% of its purchasing power. In contrast, investing in a global portfolio would have grown your wealth by 3,684%.

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Carl Chay Carl Chay

Simple Rules to Live By

Recent events have shown that investing in complicated investments in order to generate a higher return can have disastrous results for long-term wealth.

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