GYC Insights
An extensive library of financial articles rooted in research and data-science, written with the experience of decades in the industry.
It is OK to be Average
Getting a good investment outcome is not about getting a leg up on the competition. Superior skill or intellect (measured in IQ) does not lead to superior investment outcomes (quite the opposite in fact).
Embrace Market Weakness
Recent market weakness has many investors worried about what it could mean for their returns, but in the long run, sell-offs and the volatility that globally diversified investors face are just small speed bumps in your goal.
What Happens after Stocks Run Up in Price?
With AI as the new kid on the block , prices of technology stocks have reached new heights. However, is it wise to rely only on companies with very high growth expectations to accumulate longterm wealth?
Seasonality
Seasonality is by no means a perfect forecasting tool as markets do not follow a script.
Why is Pessimism Popular?
The quick 20-month turnaround has many strategists changing their doomsday tune, and many new products that claim to offer capital protection while enjoying equity returns are popping up in the market.
Commodity Protection
With the creation of commodity funds and ETFs, investors of today do not need to own the physical commodity to have access to it. There are a few important things to note when holding them in your portfolio.
Use Your Intuition Wisely
Going to the safety of cash when uncertainty is in the air might seem like an intuitive response, but studies show that trusting your intuition may not be the best way to make decisions in investments
Is it Important to Beat the Market?
For one, investing during the right cycle is important, but the key here is not to give up market returns in an effort to chase performance.
Why Do We Still Listen to Forecasts?
Many people listen to the forecasts because to them, getting it right could mean a windfall and a false sense of certainty to something which is highly unknowable.
All that Glitters is Not Gold
The aphorism in the title of this article applies to many things in life and most definitely applies to investments.
Getting Rid of Investing FOMO
The fear of missing out (FOMO) is a perennial bad habit of many investors and it can be disastrous when it pushes your thinking into the short-term, with dollar signs being the only target in mind.
How do Returns Happen?
The average return from global stocks are around 7.5% a year, but investing when markets are depressed helps bump that number up a bit more.
Long-Term Investment? Doesn't Work All the Time
Buying to hold blue chips stocks for the long term is quite common advice, but data shows that in the long run only a handful of them retain their value, let alone increase it. Why is this so?
Your Purchasing Power
When it comes to money, even doing nothing has a cost. Over the last 53 years, the Singapore dollar has lost about 76% of its purchasing power. In contrast, investing in a global portfolio would have grown your wealth by 3,684%.
Simple Rules to Live By
Recent events have shown that investing in complicated investments in order to generate a higher return can have disastrous results for long-term wealth.
Is it a Good Idea to be Invested in the Market Now?
As Ben Carlson aptly put it, “Cash on the side-lines does you no good if it always stays on the sidelines.”
Waiting for Godot
After a depressing 2022 for investors, many prepared for the most widely anticipated recession in history. And yet, markets have defied the bad news by having a decent 1H 2023, with double-digit returns for global stocks.
Should You Listen to Experts?
Expert advice can be hugely beneficial when it comes to your health or fixing your automobile. However in the world of investments, expert advice seems to be routinely wrong.