Corporate Insurance & Risk Management
We provide a wide range of business insurance solutions including assets (property, vehicle), business interruption (fire, accident, burglary), construction and engineering risk, marine and aviation insurance, and liability insurance (work injury compensation, public liability, product liability).
Some key types of insurance to consider:
Keyman
Keyman protection ensures business continuity in the event of illness or death of a key executive. The loss of such a person would negatively affect the business, as the loss of those skills, knowledge and experience would disrupt profits, disrupt development plans and cause short term inefficiencies.
Director & Officer Liability
Directors and officers are becoming increasingly personally liable for their actions in the course of their work. Protect your directors’ and officers’ personal liabilities and provide financial loss coverage from wrongful acts committed or allegedly committed, such that their actions do not end up further impacting the business.
Professional Indemnity
Litigation against professionals (lawyers, doctors, accountants, etc.) has risen — brought about by clients who believe that the work they received was not up to standard. The possibility of customers making such claims is a real risk, and one with the potential to bankrupt businesses. The provision of your service and advice is your livelihood and something worth protecting.
Keyman
Keyman protection ensures business continuity in the event of illness or death of a key executive. The loss of such a person would negatively affect the business, as the loss of those skills, knowledge and experience would disrupt profits, disrupt development plans and cause short term inefficiencies.
Director & Officer Liability
Directors and officers are becoming increasingly personally liable for their actions in the course of their work. Protect your directors’ and officers’ personal liabilities and provide financial loss coverage from wrongful acts committed or allegedly committed, such that their actions do not end up further impacting the business.
If you are involved in any one of the following positions, you may need to consider if you need a Director & Officer Liability (D&O) Insurance cover:
Company Director
C-level Officer (CEO, CFO, COO, CIO, etc)
Head of Department in a company
Employee in a supervisory role
Volunteer in a charitable or religious organisation
Committee member in a registered society or industry association
A D&O policy generally provides cover for legal fees/costs when defending directors or officers against third party allegations of wrongful acts committed by the director or officer of the company. The wrongful act could be an alleged or actual error or omission committed or attempted by the director or officer.
Professional Indemnity
Litigation against professionals (lawyers, doctors, accountants, architects, engineers and many others) has been on the rise, brought about by clients who believe either rightly or wrongly that the professional work they received was not up to standard. The duration and cost of such a claim can be very taxing on a business, and professional indemnity cover can help you mitigate the legal fees and monetary compensation, if any.
Who needs professional indemnity cover? If you are engaged in any of the following, you should seriously consider getting a professional indemnity insurance cover:
providing a professional service (e.g. architects, engineers, lawyers, doctors)
providing professional advice
The provision of your service and advice is your livelihood and something worth protecting. The possibility of customers making such claims is a real risk, and one with the potential to bankrupt businesses, for claims from professional negligence can sometimes run into the millions.
Other areas we cover
fleet motor vehicle insurance
industrial special needs
pharmacy insurance
public and products liability
statutory liability
worker's compensation
contracts work
Apart from providing advice, we also work in consultation with insurers and assessors to help you settle complex claims. Contact us today and let's discuss how we can help you ensure that your business is adequately covered.