Insurance offers much more than protection from unforeseen events. Insurance solutions can help you at every stage of your financial life: from wealth accumulation to wealth protection and wealth distribution.
Our advisers will help you review your insurance requirements in the context of your budget, needs and situation. They will also review your existing coverage and products to offer an unbiased and objective assessment. We're partnered with the biggest global insurance companies, and we operate on a principle of open architecture, ensuring that our advice will always be impartial.
You have a myriad of choices within the protection suite:
- whole life plans which increase protection and accumulate cash over time
- term policies which maximise your protection on a smaller budget
- critical illness protection, which pays out upon discovery of serious illnesses
- disability cover, which offers a lump sum or replacement income when you are unable to work or care for yourself
Your adviser will help you assess and provide bespoke solutions for your needs.
Investment-linked policies marry a protection element with the ability to grow your wealth. Whether you require more protection or higher investment contributions, your adviser will be able to structure an appropriate solution for you and offer advice on the best-of-breed products available.
A savings plan allows you to contribute regularly, knowing that you will have a guaranteed return when the policy matures. Whether you require capital to purchase an asset or are saving for your child's education, your adviser will be able to offer advice on the best plan available and the appropriate timeframe for your savings.