GYC Retirement is a portfolio of unit trusts which provides a fixed 3% or 5% payout (disbursed on a quarterly basis) by drawing down on the portfolio whilst focusing on extending the portfolio life. The portfolio is based on the decumulation concept where assets accumulated during the investor's working life are converted into a pension-type income to be spent during retirement. This portfolio forms an integral part of any investor's retirement assets.
The portfolio has a typical allocation of 20% in equity yield investments and 80% in fixed income assets.
Consider this if you are:
- Seeking a retirement income for the future
- Looking to maintain the stability of your initial principal
Factsheet: Retirement Portfolio